Relax, and let us
get you a better deal


We work fast, with a 14 day average turn time to get your loan closed! Already in process with another lender? Check our rates, we want to earn your business!

Let's start an application with our awesome team.

Refinance Loans

Refinancing a home mortgage can be a big decision for many homeowners. Your situation and needs change over time so why shouldn't your mortgage? Now might be the right time for you to refinance into a lower rate mortgage. You should take the time to consider the following questions to see if refinancing makes sense for you.

FHA Loans

It's easy to understand why many people looking for a new home are turning to FHA insured loan programs. Because FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by an FHA loan are first-time home buyers and those who have less than perfect credit.

USDA Loans

A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metropolitan area by USDA.

Why Cal Loans Direct

Over 8,000 satisfied clients. We shop the best lenders daily for the lowest rate for your scenario. With over 35 lenders in our network we can leverage the lowest rate at the lowest cost possible. Contact us today for a consultation!


Ready Get Pre-Approved ?

We are here to help you with the great deal in the market