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The USDA changed rules in 2009 that makes millions of Americans eligible for its rural
mortgage programs. The American dream of home ownership has become more difficult as
families struggle to come up with the 20% down payment that many conventional home loans
require. With the USDA loan many are still able to get a zero down home loan.
In the past USDA Loans were often call "farmers loans" but times have changed.
Almost anyone outside of a major metropolitan area looking to purchase a home can qualify
for a USDA loan. Eligibility varies based on area, your income, credit history, and number
of dependents claimed so it's important that you call and speak with one of our experts to
see if you qualify.